Real estate appraisal services for homeowners in the city of Fayetteville and Cumberland County

See the top reasons NC homeowners call on Loveland Properties and Appraisal:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge a property tax assessment
To lower a monthly mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
Verify another appraiser's report
If real estate property needs to be divided because of a divorce
To settle an estate in Cumberland county or NC by determining the true market value of real estate in question

Need help determining the price of your home in or near Fayetteville, NC?
Contact Loveland Properties and Appraisal.

At Loveland Properties and Appraisal, we understand the particular needs of a customer after appraisal services. Our regular business clients understand the appraisal process and the usual "products" we deliver to them. But as a consumer,you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your house because of your emotional attachment to it. Professional appraisers, like the ones at Loveland Properties and Appraisal, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value report than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're qualified in helping clients just like you delete undesirable PMI insurance.

Challenging Cumberland county's assessment of your property

Your local tax assessor may have your house overvalued if you live in an area that is going down or is not appreciating as much as other homes close to yours. This only means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. An appraisal from Loveland Properties and Appraisal is your best weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your property is in or near a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow viewpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Loveland Properties and Appraisal can help you reinstate your home equity line of credit with efficient appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just received a copy of your appraisal and you'd like to have a professional double-check it for verity or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. While typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your property.